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You can apply for credit holidays through the public services portal.
All the documents required to apply for credit holidays under the new anti-crisis law can be generated and sent directly through your Personal Account on the Public Services portal.
A certificate in the form of 2-personal income tax and an extract from an account with the Pension Fund of Russia, necessary for applying for credit holidays under Law No. 106-FZ, can be generated and sent to a bank or other financial institution directly through a Personal Account on the Public Services portal.
The service was implemented by the Ministry of Communications of Russia in cooperation with the Bank of Russia. To do this, a special directory with the e-mail addresses of banks and other financial organizations has been uploaded to the public services portal so that citizens can easily select the company they need and send their documents there.
In the future, it is planned to provide an opportunity for financial organizations to receive all the information necessary for applying for credit holidays about a citizen's income (insurance premiums, tax deductions, etc.) from his digital profile. Relevant amendments to the Decree of the Government of the Russian Federation dated 06/03/2019 No. 710 are being prepared.
Currently, the possibility of applying for credit holidays directly to public services is also being considered, with the formation of a complete package of necessary documents there.
