Another preferential business lending program has been launched in the Omsk Region

The Regional Microfinance Fund announced the launch of the new Antivirus 3% program.

"The provision of loans under this program is not linked to the list of affected industries. Small and medium-sized businesses registered in the region and operating for at least 1 month can receive loans. This measure, developed as part of the regional anti–crisis package, will support enterprises that need to replenish working capital for current purposes or development," the Omsk Ministry of Economy explains.

The interest rate under the program is 3% per annum. It depends on the key rate of the Bank of Russia, so it is not fixed for the entire loan period. The amount of the microloan is up to 500 thousand rubles, while the number of applications for this product is unlimited, and the financing limit per borrower is 5 million rubles. The maximum loan term is 2 years, and payment of the principal can be deferred for up to 6 months.

According to the terms of the program, overdue debts on taxes, fees and other mandatory payments to the budgets of the budgetary system of the Russian Federation, as well as to employees (staff) on wages, are allowed. No collateral is required.

According to the Omsk Microfinance Fund, enterprises engaged in the production and (or) sale of excisable goods, as well as the extraction and (or) sale of minerals, can also receive a microloan under the Antivirus 3% program if they operate in the fields of agriculture, retail and (or) wholesale trade, transportation and storage. manufacturing, healthcare, hotels and catering establishments, professional, scientific and technical, as well as tourism activities.

Consultations on this program can be obtained from the Omsk Microfinance Fund by phone numbers.: +7(3812)30-82-81, 30-82-38.

It should be noted that this is the second microfinance program aimed at minimizing the effects of the pandemic on the economy of enterprises. The Omsk Microfinance Fund launched the first special Antivirus program in April this year as part of the Omsk Region Government's anti-crisis plan, which was approved by Governor Alexander Burkov. Under the Antivirus program, small and medium-sized enterprises, whose economies have suffered due to the coronavirus pandemic, can receive microloans of up to 500 thousand rubles for up to 3 years to replenish working capital.

 

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