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In the Omsk region, the self-employed can get a preferential loan or refinancing
SME Bank has developed two special products for the self-employed applying the special tax regime "Professional Income Tax".
The first program is a loan for the development of entrepreneurial activity. This loan is provided to individuals, including individual entrepreneurs, who apply the special tax regime of the NAP. The loan amount is up to 500 thousand rubles inclusive (the registration period of the Borrower as of the application date is from 0 months), from 500 thousand to 1 million rubles (the registration period of the Borrower as of the application date is from 3 months), as well as from 1 million to 5 million rubles (the registration period of the Borrower as of the application date is from 6 months). The loan term is up to 36 months inclusive, the rate is 6.25% per annum.
The second program is a refinancing loan for the self-employed. The loan is provided for the refinancing of loans aimed at the development of entrepreneurial activity of individuals applying the special tax regime of the NAP. The maximum loan amount is not more than the amount of refinanced loans according to the Credit History Bureau, but not more than 1 million rubles. The loan refinancing amount is up to 1 million rubles (the registration period for the Borrower as of the application date is from 0 months). The loan term is up to 36 months inclusive, the rate is 6.25% per annum.
As noted in SME Bank, the bonus of this refinancing is that no collateral is required, and a checking account for a loan can be opened at any bank.
Questions about the products can be asked at the office of SME Bank at 21/1 Komarova St., office 212 or by phone at +79688600884, e-mail: Kirukhin@mspbank.ru , Alexander Kiryukhin.
