Program for stimulating lending to small and medium-sized businesses "Program 6.5"

The Federal Corporation for the Development of Small and Medium-Sized Businesses implements the program of guarantee support for small and medium-sized businesses "Program 6.5".

Together with the Ministry of Economic Development of Russia and the Bank of Russia, the Corporation has developedA program to stimulate lending to small and medium-sized businesses implementing projects in priority sectors, which fixes the interest rate on loans in the amount of at least 10 million rubles. for small businesses at the level of 10.6% per annum, for medium–sized businesses - 9.6% per annum. In total, the loan amount under the Program cannot exceed 4 billion rubles for one borrower.

We would like to draw your attention to the reduction of the minimum amount of loans for small and medium-sized businesses under the 6.5 Program from 50 million rubles to 10 million rubles, which significantly expands the possibilities for assisting small and medium-sized businesses in attracting concessional financing.

The loan is provided for a period of more than 3 years, while the term of preferential funding under the 6.5 Program should not exceed 3 years.

The concessional cost of loans is provided by the Bank of Russia providing loans to authorized banks under the guarantee of the Corporation at an interest rate of 6.5% per annum.

The list of priority sectors of the economy for the implementation of the "6.5 Program":

1. Agriculture, including the production of agricultural products, as well as the provision of services in this sector of the economy, including in order to ensure import substitution and the development of non-commodity exports.

2. Manufacturing, including food production, primary and subsequent (industrial) processing of agricultural products, including in order to ensure import substitution and the development of non-commodity exports.

3. Production and distribution of electricity, gas and water.

4. Construction, including as part of the development of domestic tourism.

5. Transport and communications.

6. Tourism activities and activities in the field of the tourism industry for the development of domestic tourism.

7. Branches of the economy in which priority areas for the development of science, technology and technology in the Russian Federation are implemented, as well as critical technologies of the Russian Federation, the list of which was approved by Decree of the President of the Russian Federation dated 07.07.2011 No. 899 "On approval of priority areas for the development of science, technology and technology in the Russian Federation and the List of Critical Technologies of the Russian Federation".

The following authorized banks participate in the program:

1. Alfa-Bank JSC;
2. VTB Bank (PJSC);
3. PJSC ZENIT Bank;
4. Banca Intesa JSC;
5. PJSC Bank Saint Petersburg;
6. Bank Vozrozhdenie (PJSC);
7. VTB 24 (PJSC);
8. GPB Bank (JSC);
9. Zapsibcombank PJSC;
10. CB "Kuban Credit";
11. PJSC NBD-Bank;
12. RNKB (PAO);
13. JSC "Rosselkhoznadzor";
14. TKB BANK PJSC;
15. JSC UniCredit Bank;
16. PJSC SKB-bank;
17. Bank Levoberezhny (PJSC);
18. SIBSOTSBANK LLC;
19. PJSC Bank Kuznetsky;
20. PJSC Otkritie FC Bank;
21. Sberbank PJSC;
22. PJSC Promsvyazbank;
23. JSCB Almazergienbank JSC;
24. PJSC Ural FD Battery;
25. Raiffeisenbank JSC;
26. PJSC Rosbank;
27. JSCB ENERGOBANK (PJSC);
28. KBER Bank of Kazan LLC;
29. Kamkombank LLC;
30. JSCB "Spurt" (PAO);
31. PJSC "NIKO-BANK".

The first loan under the Program was granted at the end of 2015.

Authorized banks actively form registers of transactions involving SMEs implementing projects that meet the conditions and requirements of the Program.

To obtain a loan under the 6.5 Program, a small and medium-sized business entity must contact an authorized bank and submit documents in accordance with the bank's requirements.

Detailed information about authorized banks, priority industries, conditions and requirements, and the procedure for interacting with authorized banks is available on the Corporation's website (http://corpmsp.ru/bankam/programma_stimulir /).

Also, currently, in order to provide guarantee support to SMEs for projects involving the attraction of credit funds in excess of 200 million rubles, it is possible to send applications for a guarantee directly to the Corporation.

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