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The MAYOR submitted to the Cabinet of Ministers a resolution on a loan program to support employment
Legal entities and individual entrepreneurs who have employees and who operate in the affected industries will be able to obtain a loan. It is also proposed to include in the program a number of additional activities that are directly related to the consumer market and relate to the production of goods, clothing, shoes, furniture. On behalf of the President of RussiaVladimir Putin's program is to be launched on June 1.
For micro and small enterprises, the implementation of activities is confirmed by the main or additional type of activity (OKVED), for medium and large enterprises - by the main type of activity. Socially oriented non-profit organizations can also participate in the program, regardless of the type of economic activity.
"As in the salary program at 0%, the loan is selected gradually, the amount of the issue per month should not exceed 1 minimum wage per number of employees. The loan can be used for any purpose of resuming business activities, primarily for the payment of wages. The cost of the loan for the enterprise will be 2%," the head of the Ministry of Economic Development said.Maxim Reshetnikov.
VEB State Corporation's 85% guarantee will also be provided under the loan agreements. After December 1, the company is given 3 months to decide whether it will apply for a write-off of the loan or will repay on its own. The write-off conditions have become the main innovation of the program.
If, as of March 1, 21, the company retains employment of at least 90% of the number as of June 1, 2020, the loan is fully written off. If the number remains at least 80%, then 50% of the loan is written off.
All banks that are already participating in the salary lending program at 0% will be included in the program without selection (that is, upon application). There are 52 of them now. It can also include any other banks with a rating of at least A- or a guarantee from the SME Corporation, the minister said.
