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Omsk region lowered business rates on microloans and investment loans with state support
The minimum rate is now 4% per annum, and the maximum is 8% per annum.
Previously, the rates ranged from 5% to 11% per annum. The Omsk Microfinance Fund for Small and Medium-sized Enterprises implements programs of preferential loan financing with state support within the framework of the national SME project.
"State-supported microloan rates have been reduced for small and medium-sized businesses, self-employed citizens who have been registered and operating in the region for more than a month. The purpose of microloans is, in fact, to finance all costs of entrepreneurial activity, funds cannot be used to repay existing loans and provide loans to other persons," the Omsk Ministry of Economy explains.
The Microfinance Fund's portfolio includes 5 government-supported business microfinance programs. Small and medium-sized businesses can attract a microloan in the amount of up to 5 million rubles at a rate depending on the program - from 5.5% to 8% per annum. The amount of a microloan for the self–employed is up to 500 thousand rubles, the interest rate is 4% per annum.
The reduction in the interest rate also affected investment programs. Under the Regional Economy and Priority Support programs, the rate will now be 6% per annum.
Consultations on microfinance and investment lending with state support can be obtained from the Omsk Microfinance Fund by phone numbers.: +7(3812)30-82-81, 30-82-38.
